WHO WE ARE POWERING FINANCIAL SOLUTIONS AROUND WHAT REAL PEOPLE ACTUALLY NEED
- 0 MILLION customers trust and believe in Home Credit
- 0 started operating in the Philippines
BACKED BY
REGULATED BY
OUR VISION & MISSION OUR PURPOSE
To be every Filipino’s trusted financial ally,
empowering them to live more rewarding lives.
To deliver trusted financial services to our customers and business partners through omnichannel network making our products and services accessible to our customers at all times and places, empowering them to live the life they aspire for themselves and their families.
OUR STORY
The country's leading consumer finance company, built around responsible, accessible credit — for millions of customers who are borrowing for the first time.
The installment plans Home Credit is best known and trusted for — nothing due up front, and nothing added on top.
*Terms and condition apply
From smartphones, laptops, and home essentials to bicycles, e-bikes, and sports equipment.
Financing offered at the counter, in the places people were already going — fast enough to approve while they are still in the store, and affordable enough to say yes to.
Thirteen years of powering everyday progress — a first laptop, a bike that shortens a commute, a washing machine that gives back an afternoon.
A workforce spread across the country, and an equal opportunity employer.

REMARKABLE MILESTONES THROUGH THE YEARS
WHAT WE DO OUR PRODUCTS AND SERVICES PARA SA HOME, PARA SA LIFE
With presence in over 18,000 partner stores nationwide, Home Credit Philippines has been offering affordable installment shopping or as low as 0% interest and 0 down payment for a wide variety of commodities such as mobile phones and gadgets, home appliance, electronics, furniture, accessories, and more.
EXCELLENCE AT HEART OF OUR BUSINESS
Recognized locally and internationally, Home Credit remains committed to advancing financial empowerment and enabling everyday progress for millions of Filipinos.
BUILDING A BETTER FUTURE SUSTAINABILITY
For Home Credit, sustainability is not a side program. It is part of how we do business. Through our ESG commitments,
we work toward a future where financial access creates lasting change for individuals, communities, and the environment.
WAIS SA LIFE
Wais sa Life is Home Credit's financial wellness program built around one goal: helping Filipinos make smarter financial decisions.
Through practical content and community events, it covers the things that matter most including smart saving, responsible borrowing, digital safety, and navigating online financial tools. Because real financial inclusion is not just about access but also knowing how to make the most of it.