WHO WE ARE POWERING FINANCIAL SOLUTIONS AROUND WHAT REAL PEOPLE ACTUALLY NEED

  • 0 MILLION customers trust and believe in Home Credit
  • 0 started operating in the Philippines

BACKED BY

krungsri
BANK OF AYUDHYA PUBLIC COMPANY LIMITED (Krungsri)
The fifth largest bank in Thailand
Member of Mitsubishi UFJ Financial Group
security bank
SECURITY BANK
One of the most trusted and leading universal banks in the Philippines

REGULATED BY

krungsri
BANKO SENTRAL NG PILIPINAS
security bank
SECURITIES AND EXCHANGE COMMISSION

OUR VISION & MISSION OUR PURPOSE

OUR VISION

To be every Filipino’s trusted financial ally,
empowering them to live more rewarding lives.

Home Credit Vision Home Credit Vision
Home Credit Mission Home Credit Mission
OUR MISSION

To deliver trusted financial services to our customers and business partners through omnichannel network making our products and services accessible to our customers at all times and places, empowering them to live the life they aspire for themselves and their families.

OUR STORY

The country's leading consumer finance company, built around responsible, accessible credit — for millions of customers who are borrowing for the first time.
0%
interest, zero down payment

The installment plans Home Credit is best known and trusted for — nothing due up front, and nothing added on top.
*Terms and condition apply

300+
product categories

From smartphones, laptops, and home essentials to bicycles, e-bikes, and sports equipment.

18,000
partner stores nationwide

Financing offered at the counter, in the places people were already going — fast enough to approve while they are still in the store, and affordable enough to say yes to.

13M
customers since 2013

Thirteen years of powering everyday progress — a first laptop, a bike that shortens a commute, a washing machine that gives back an afternoon.

20,000
employees

A workforce spread across the country, and an equal opportunity employer.

REMARKABLE MILESTONES THROUGH THE YEARS

2013
Home Credit Philippines 2013 establishment
Home Credit Philippines was established as a subsidiary of Home Credit B.V.
2018
BSP authorization milestone in 2018
The company became the first and only non-bank financial institution authorized by the Bangko Sentral ng Pilipinas (BSP) to issue credit cards.
2023
Krungsri and MUFG partnership in 2023
The company became part of Thailand's Krungsri (Bank of Ayudhya PCL) and Japan's Mitsubishi UFJ Financial Group (MUFG).
2024
Security Bank Corporation equity stake acquisition in 2024
Security Bank Corporation (PSE: SECB) acquired a 25% equity stake in Home Credit Philippines from MUFG for approximately ₱11 billion, reinforcing a strategic alliance to expand consumer finance capabilities and strengthen market presence. Krungsri remains the majority shareholder with a 75% ownership interest.

WHAT WE DO OUR PRODUCTS AND SERVICES PARA SA HOME, PARA SA LIFE

With presence in over 18,000 partner stores nationwide, Home Credit Philippines has been offering affordable installment shopping or as low as 0% interest and 0 down payment for a wide variety of commodities such as mobile phones and gadgets, home appliance, electronics, furniture, accessories, and more. 

Buy your dream product in installments

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Buy your dream product in installments

Get extra money with Cash Loans

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Get extra money with Cash Loans

Dine, Shop, Travel with Home Credit Card

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Credit Card

Shop now, pay later online!

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Shop now, pay later online!

EXCELLENCE AT HEART OF OUR BUSINESS

Recognized locally and internationally, Home Credit remains committed to advancing financial empowerment and enabling everyday progress for millions of Filipinos.
World Financial Innovation Series Philippines: CX Innovator Award
2026
World Financial Innovation Series Philippines

CX Innovator Award

2026 Marketing Excellence Awards Philippines
2026
Marketing Excellence Awards Philippines

Bronze Award for Excellence in Location-Based Marketing

2026 HR Excellence Awards Philippines
2026
Marketing Excellence Awards Philippines

Gold for Excellence in the Use of HR Tech

2025 Prosple Philippines (Top 100 Fresh Graduate Employers)
2025
Prosple Philippines (Top 100 Fresh Graduate Employers)

#8 Overall, #4 in Banking and Finance Sector

2024 Asia CEO Awards
2024
Asia CEO Awards

Diversity Company of the Year Circle of Excellence & Company of the Year Circle of Excellence

2024 Anvil Awards
2024
Anvil Awards

Silver Anvil Award for Public Relations Tools (Special Events)

2024 Asian Banking & Finance Retail Banking Awards
2024
Asian Banking & Finance Retail Banking Awards

Finance Company of the Year (Philippines)

2023 Asia Pacific Stevie Awards
2023
Asia Pacific Stevie Awards

Gold Stevie for Innovative Achievement in Diversity and Inclusion

BUILDING A BETTER FUTURE SUSTAINABILITY

For Home Credit, sustainability is not a side program. It is part of how we do business. Through our ESG commitments,
we work toward a future where financial access creates lasting change for individuals, communities, and the environment.  

People

We empower the people we work with and the communities we serve

Planet

We commit to making a positive impact in the environment.

Prosperity

We broaden financial inclusion and expand access to credit opportunities.

Partnership

We collaborate with different organizations to drive social impact.

WAIS SA LIFE

Wais sa Life is Home Credit's financial wellness program built around one goal: helping Filipinos make smarter financial decisions.
Through practical content and community events, it covers the things that matter most including smart saving, responsible borrowing, digital safety, and navigating online financial tools. Because real financial inclusion is not just about access but also knowing how to make the most of it.
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Wais sa Life